Helpful Money Saving Tips
Saving Money At Your Home
• Do simple home and car repairs yourself. • Lower the temperature in your house at night during the winter (raise the temperature in the summer). • Turn lights off when you leave a room. • Conserve water (turn off water when brushing your teeth). • Use average billing for utilities and pay bills on time. • Control your use of credit cards. • Stop all optional services on your telephone. Pay your bills on time to avoid late fees, extra finance charges, and the costs of a bad credit rating. • If you are incurring return check fees, evaluate your need for a checking account; shop around for free or low-cost checking.
Meals and Groceries Saving
• Pack a lunch to take to school or work instead of eating out. • Cut down on meals away from home. • Do more cooking from scratch. • Use leftovers (and plan for leftovers) in soups and casseroles. • Limit food shopping to once a week; the fewer trips to the grocery store the better. • Use coupons for items you buy regularly. • Make a grocery list and stick to it to prevent impulse buying. • Buy only what you need–don’t buy things just because they are on sale.
• Consider moving closer to work, if that’s an option. • Use public transportation. • Drive small cars that cost less to operate.
Health, Recreation and Personal Care